Our
philosophy
Independence as a guarantee of performance
We seek to maximize the value of your investments, between rigorous management and strict control of costs.
The impact of long-term fees is value destroying, hence our desire to offer an independent model.
Full alignment of interests is achieved through clear pricing independent of commercial objectives, as it is indexed to long-term performance.
We do not directly manage, but our rigorous selection and our absence of bias allow us to maximize performance, while controlling risks.
The average historical return on the stock market is 8% .
An investment capitalizing 8% per year allows you to double your capital in 10 years.
2% annual difference weighs on performance by 30% over this same period. This gap comes from high fees and fund underperformance.
The SPIVA* study shows that a large majority of funds underperform their indices over time.
* https://www.spglobal.com/spdji/en/research-insights/spiva/